Congratulate me (or pitty me, depending on your POV) folks, I’m a homeowner. The closing yestery went just swimmingly. So swimmingly that between the two of us, heidi and I wrote a total of 2 checks. And one of those was a cashier’s check, all i had to sdow as sign it. I dunno if it was the bank or my lawyer or my title company or what, but we signed a bunch of papers, handed over 2 checks, and the bank did all of the dispersal of funds to the appropriate places. To make matters even better, we walked out of there with a check for $2004.00. Through their continuing ineptitude with numbers and inability to “get it”, in addition to our tossing in $2000 for the Deck Debacle, the bank added $2000 onto our mortgage so to fun our portion of the deck debacle. It doesn’t net us any money, of course, but i’m quite happy to pay $13 more on my mortgage payment and have this $2000 to use for appliances and rennovations. I know it doens’t work out financially in the long run, but i also don’t plan on staying here forever, so i’ll deal with it.

At any rate, the weight of responsability of the whole thing is remarkably less than the weight if making sure it was all getting done. I’m feeling much better now that the closing is over and we have they keys to our place.

Having orchestrated the whole thing, I’m not sure if I would use a mortgage broker next time. On one hand, i learned the process and have neither the curiosity of how it all works nor the desire for all of that stress again. On the other, being somewhat of a control freak i think i’d have a hard time entrusting all of that craziness to someone else.

woohoo!!